SMSF Property Investment Loans

Invest in property through your SMSF with specialist lending solutions that meet compliance requirements and build long-term wealth.

Investing in property through your Self-Managed Super Fund (SMSF) can be a powerful wealth-building strategy for retirement. Our SMSF specialists understand the complex compliance requirements and provide tailored lending solutions that meet superannuation law requirements.

Get Your SMSF Property Loans Quote

Fill out the form below and our smsf property loans specialists will contact you with a personalized quote and advice.

Key Features

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SMSF compliance expertise

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Limited recourse borrowing

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Bare trust arrangements

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Commercial property options

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Residential investment properties

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Development site acquisitions

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Specialist SMSF lenders

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Superannuation law compliance

Benefits

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Access to competitive interest rates

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Expert guidance throughout the process

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Tax-effective retirement investing

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Professional SMSF compliance

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Access to specialist lenders

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Portfolio diversification

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Long-term wealth building

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Superannuation law expertise

Our SMSF Loan Process

Our streamlined process makes getting your smsf property loans straightforward and stress-free.

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SMSF Strategy Consultation

We review your SMSF structure and investment strategy

30 minutes

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Compliance Review

We ensure your SMSF meets lending and regulatory requirements

1-2 days

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Structure Setup

We coordinate bare trust and borrowing arrangements

3-5 days

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Loan Comparison

We research and compare loans from our lender panel

1-2 days

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Application Lodgement

We prepare and submit your application to the chosen lender

1-3 days

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Approval Process

We manage the approval process and liaise with the lender

5-14 days

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Settlement

We coordinate settlement and ensure everything runs smoothly

30-60 days

SMSF Loan Eligibility

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Established and compliant SMSF

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Minimum fund balance (typically $200,000+)

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Investment strategy allowing property

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Appropriate trust deeds and documentation

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Professional SMSF administration

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Adequate deposit (typically 30-35%)

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Limited recourse borrowing arrangement

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Independent property valuation

Not sure if you meet the requirements? Get in touch for a free assessment.

Check My Eligibility

Frequently Asked Questions

What is the minimum SMSF balance required?

Most lenders require a minimum SMSF balance of $200,000-$300,000, though some may consider lower amounts. This ensures adequate funds for the deposit, costs, and ongoing fund expenses while maintaining diversification.

What deposit is required for SMSF property loans?

SMSF property loans typically require a 30-35% deposit due to the limited recourse nature. This higher deposit requirement reflects the additional risk and compliance considerations for lenders.

Can my SMSF buy any type of property?

Your SMSF can invest in residential, commercial, or industrial property, but not in assets related to fund members. The property must be purchased at arm's length and comply with the sole purpose test and investment strategy.

What are the ongoing compliance requirements?

SMSF property investments must comply with superannuation law, including annual audits, regulatory reporting, and maintaining arm's length transactions. Professional SMSF administration is highly recommended.

Have more questions? Our experts are here to help.

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